What is SR22 Hawaii?

Readers Question:

What is this SR22 Hawaii? My friend needs one and I dont have an idea why she needs it. I just move here in Hawaii so Im quite confused.

Rea

Honolulu, HI

Well probably your friend has a suspended license. Her license may be suspended because of some serious traffic violations like drinking under the influence (DUI) or driving while intoxicated (DWI) offense. And she needs to get SR22 Hawaii insurance in order to have her license reinstated. However, do remember that there are other violations where a person needs to get SR22 insurance to reinstate his or her license.

An SR22 Hawaii insurance may be labeled as high risk auto insurance since this kind of auto insurance is normally asked for drivers with DUI or DWI offense. This must be issued by auto insurance company to the Hawaii Department of Motor Vehicles (DMV) to ensure said department that a person is meeting the required auto insurance coverage in your home state.

The rates for SR22 insurance varies however if this is the first time that your friend needs to get SR22 insurance she better prepare herself because she may be paying more as compared to what shes paying for her car insurance policy before her license is suspended. To give you an estimate it may double the amount of what she used to pay on her auto insurance bills. Just an advice, your best way to get affordable SR22 insurance quotes is to shop around for SR22 rates offered by different auto insurance companies.

You may be wondering, how long your friend needs to keep her SR22 insurance. In most cases, it is required for a period of three years./p
pMeanwhile, since you just moved in Hawaii, then you need to get a new auto insurance coverage from a licensed auto insurance provider in the state of Hawaii because your old car insurance coverage will not be acknowledged here.