Reader’s Question:
Will my auto insurance in Honolulu, Hawaii cover rental car that I can use to go to work while my vehicle is being repaired?
Shane
Honolulu, HI
If your vehicle is being repaired because of an auto accident which you were not at fault, you may check if the at-fault driver’s insurance carrier has a rental car allowance during the time your vehicle is being fixed in the car shop.
If for instance you were at fault in an accident and are placing a car insurance claim through your insurance carrier, you should check if you have rental car coverage. There is typically an optional rental car coverage that you can get through your insurance carrier. Your insurance provider can inform you if you have this rental coverage and what your limits are with it.
However if you have not been in an accident and your vehicle is being repaired for other reasons in Honolulu, Hawaii, the rental automobile coverage would not cover a rental vehicle during this period.