Auto Insurance Hawaii

Reader’s Question:

Am I going to jail if I get caught driving without insurance in Hawaii for the third time? What penalties should I be expecting from this?

George

Honolulu, HI

Typically, driving without insurance in Hawaii results in heavy fines. For the first offense its $1000 fine up to $3000 for the 2nd offense and continuing to go up for any subsequent offense. Other penalties can include imprisonment and suspension of your driver’s license. If the last conviction was due to an accident then penalties are likely to be quite severe.

The mandatory amount of car insurance in Hawaii is $20,000/$40,000 bodily injury liability and $10,000 for property damage liability plus PIP of $10,000. If you do not have this auto insurance on your car you are required to surrender the license plates and registration certificate and will not be able to operate a vehicle.

To know what penalties you are likely to receive for your latest offense contact the number listed on your citation or even perhaps your local DMV office in Hawaii.