Reader’s Question: Am I going to jail if I get caught driving without insurance in Hawaii for the third time? What penalties should I be expecting from this? George Honolulu, HI Typically, driving without insurance in Hawaii results in heavy fines. For the first offense its $1000 fine up to $3000 for the 2nd offense [...]

Reader’s Question: What is a comparative negligence law? Is that law implemented in all states such as here in Honolulu, Hawaii? Andrew Honolulu, HI Hey Andrew, the comparative negligence law is most commonly referred to as the No Fault Law. In an accident, the fault is not always placed on one participant, meaning one party [...]

Reader’s Question: How long does a DUI remain on your driving record and increase your insurance rates in Hawaii? I got a DUI 7 years ago and my rates never went up. Joey Honolulu, HI A DUI in Hawaii can also be termed as driving a car under the influence of an intoxicant (OVUII). Many [...]

Reader’s Question: I have a full coverage in my automobile in Honolulu Hawaii. What will happen if I allow someone who is uninsured to drive my car? Will he be covered on my car insurance in case of an accident? Patty Honolulu, HI Car insurance policies differ so it would be up to the terms [...]

Reader’s Question: Do I have the option not to file a car insurance claim in Hawaii if I can afford to pay for damages? What are simple rules I can keep in mind regarding filing claims? Alona Honolulu HI It may be very hard to keep a clear mind about what you have to accomplish [...]

Reader’s Question: I am a new driver and in need of a car insurance policy in Hawaii. People say that I can find better and cheaper policies when I compare quotes. How do I get new driver car insurance quotes? Cody Honolulu Hawaii To get your new driver car insurance quotes you can either talk [...]

Reader’s Question: What is the importance of life insurance? What are the basic types of life insurance in Hawaii? Suzanne Honolulu HI   While anyone can expect to live for many years, nobody can really predict their own fate in the future nor can tell the events that will happen soon. Questions like: What would [...]

Readers Question: What is this SR22 Hawaii? My friend needs one and I dont have an idea why she needs it. I just move here in Hawaii so Im quite confused. Rea Honolulu, HI Well probably your friend has a suspended license. Her license may be suspended because of some serious traffic violations like drinking [...]

Reader’s Question: What kind of penalty does an uninsured driver get in Hawaii? Catherine Honolulu, HI In Hawaii, if you are caught driving without automotive insurance, you will be required to shell out for a monetary fine. Typically, this kind of violation involves heavy fines amounting to 1,000 dollars for first offense, around 3,000 dollars [...]

Reader’s Question: What should I do to find an affordable college student vehicle insurance deal here in Hawaii? Carrie Honolulu, HI There are actually a lot of ways you can follow in order to find the best and affordable college student vehicle insurance there in Hawaii. You can get instant quotes online from vehicle insurance [...]